Jim Cramer Says He Is a “Believer in SoFi”

What: CNBC's Jim Cramer has expressed his support for SoFi Technologies, Inc.
Why: Cramer cited SoFi's strong brand and growing user base as key drivers of his optimism.
Signal: SoFi's stock price has surged **+15%** in the past week, following Cramer's endorsement.
Target: Analysts predict SoFi's valuation could reach **$20 billion** in the next 12 months.
Risk: Investors remain cautious due to regulatory concerns and intense competition in the fintech space.