‘I want safe returns’: I’m 73 with $300,000 saved. I’m not interested in the stock market. What should I do?

What: Consider fixed income investments such as high-yield savings accounts or short-term bonds, offering returns around **2.5%**.
Why: These options provide stable returns without exposing your savings to market volatility.
Signal: Your age and financial goals indicate a conservative investment approach.
Target: You may aim for a **$350,000** portfolio in the next 5 years through steady growth.
Risk: Avoiding the stock market means potentially lower returns over the long term.