Stock Market

How are people affording houses in today's market? 10 expert-backed tips for buyers.

By Bullbit Editorial · March 24, 2026

WhatHomebuyers are leveraging 20% down payment assistance programs and 3% interest rates to afford houses.
WhyMany are opting for longer mortgage terms, such as 30-year loans, to reduce monthly payments.
SignalA growing number of buyers are turning to 80% loan-to-value mortgages, which offer more favorable terms.
TargetExperts recommend setting a budget for $500,000 or less to increase affordability in today's market.
RiskBuyers are taking on higher debt-to-income ratios, with some exceeding 45% of their monthly income going towards mortgage payments.