Cryptocurrency

Fannie Mae Now Accepts Crypto as Mortgage Collateral: But There Is a Catch That Could Cost You Thousands

By Bullbit Editorial · March 26, 2026

WhatFannie Mae now accepts cryptocurrencies as mortgage collateral.
WhyThe catch is a volatility haircut that could reduce the value of the collateral.
SignalThis move may signal a shift towards greater crypto adoption in traditional finance.
TargetHomebuyers who use crypto as collateral may face higher mortgage rates or stricter loan terms.
RiskThe volatility haircut could cost homeowners thousands of dollars in reduced equity or higher interest payments.