Down payment aid programs can give you an average $18K to buy a home. Here's how to qualify even if you make over $100K

What: Down payment aid programs offer up to $18K to help homebuyers.
Why: These programs are designed to assist buyers with low to moderate incomes, but some programs also cater to higher-income households.
Signal: Some programs have income limits of $120K or more, making them accessible to buyers who make over $100K.
Target: The programs typically target first-time homebuyers, but some may also be available to repeat buyers.
Risk: Buyers should be aware that these programs often come with debt-to-income ratio restrictions and other eligibility requirements.