An older relative wants to give my daughter $19,000 when she turns 18. I said no. Who’s right?

What: An older relative wants to give $19,000 to your 18-year-old daughter.
Why: You said no, citing concerns about the potential impact on your daughter's financial habits and sense of responsibility.
Signal: The relative's intention is to provide financial support, but your decision suggests a differing opinion on the matter.
Target: To strike a balance between providing financial assistance and promoting financial literacy and responsibility in your daughter.
Risk: That giving your daughter a large sum of money without working for it may lead to financial recklessness or a lack of motivation to earn her own money.